It can take you between a couple hours and 3 days to get pre-approved, depending on the lender.
A mortgage lender can review and discuss your current financials to see how much of a loan you qualify for. Any chance you do not qualify, the lender can advise you on the steps to take to improve your credit to get you to the point you need to be in order to qualify. Important factors like your debt to income ratio, credit scores and reports, and current income are considered.
Weichert Realtors offers a one-stop shop experience for prospective buyers like yourself, where you
can contact one of their in-house mortgage professionals then pair with a Realtor to help find your perfect home.
May I suggest Joe Dunn Office: 908-277-1200/ Cell: 201-681-6833 firstname.lastname@example.org
~ Best with your preapproval process~
Licensed Realtor in NJ and GA