Asked by Angelica Suarez, North Central Hollywood, Hollywood, FL • Wed Nov 10, 2010
I will be a first time home buyer. My credit is great, my income is sufficient. Basically my situation is out of the norm. I work for my husband, have so for the past few years. We relocated our office and because we were waiting for the buildout of the new office, I didn't get income for about 8 months. I am now making $1000k per week starting in October 2010. I have a sufficient amount of saving and all I need is about a 60K loan for a 90K home. I will be applying for the loan solo since my husband has financial problems from previous home purchase before we were married. Anyhow, I can prove that I had income in 2008 and 2009, 2010 is whats giving me problems, since I just started making income in October. Will it be impossible for me to get a loan, will I be wasting my time even trying? I tried with Bank of America but they are making me jump through hoops and seem very reluctant to give me a loan. I just need someone to tell me, its' possible or impossible. THank you
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