Well Said Mike.
There are a million Hard money lenders out there that can take on seconds. It is hard money though, so expect to pay dearly, unless you have a low LTV and have the option of picking and choosing which hard money lender to use. The problem with hard money is that you never get to borrow directly from the Lender, and sometime you are dealing with 2-3 middleman and each making there money.
There is another option, i know of a bank that gives commercial equity lines of credit at normal interest rates, and does not charge tons of points. The hard part is that its a bank and sometimes it is alot harder to qualify through commercial banks in this situation.