In addition to the geographical restrictions, the no money down USDA loan also has income limits based on the area and the number of people in the household.
For a household of 1 to 4 people in Yavapai County, the maximum annual income limit is $74,050 per year.
The link below is a map of the area and shows which areas are eligible (like Lynx Lake Estates) and which areas are not.
Here are couple of other great benefits of the USDA program.
1) No money down.
2) No monthly mortgage insurance required.
3) You have the ability to roll your closing costs into the loan as long as the appraised value supports it.
Feel free to contact me if you would like more information about the USDA Mortgage program or if you would like to get pre-approved.