Happy Holidays, I believe I also answered another question of yours on Credit.
The banks will loan you upto 0.45c of every dollar you make, provided you have a 2 year history
of making the same income that is verifiable by Tax Returns and your Credit score is good.
If Banks do not loan you then you have to go to Hard Money lenders who instead of say 5.5% charge you
8% but still give you money to buy your fine home.
Go to http://www.realtor.com
and look for homes after you have figured out
your Yearly total for 2010, and then multiply that by 0.45c, provided your FICO is better than 680.
But first check for errors on your FICo, otherwise for a Credit Check it will cost you 15-20 points
off your FICO.