Asked by The_wza, Cobbs Creek, Philadelphia, PA • Tue Jul 17, 2012
I just refinanced (finally, thankfully) and my new lender does not escrow tax or insurance. I believe my insurance company is already handling setting up a new payment option for me but how do I handle the taxes? Can I do something preemptively with my county (or whomever) so that I don't get stuck paying one lump sum at the end of the year?
And on a related note, when I refinanced I put my partner on the mortgage but he is not yet on the deed. What do I need to do to add him to the deed and how will this effect our taxes when we file? I understand that I can just file a quit claim form to add him but I've heard elsewhere that I need to get a lawyer. Which method is recommended?
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