Asked by Casey Drummond, Atlanta, GA • Tue Nov 12, 2013
I am in the market to upgrade to a larger condo either in California or Georgia. My current condo is underwater yet refinanced to a (5.5% rate), and my credit score is (735). My current mortgage is ($700) and student loan is ($400) with very few other obligations. My current salary is in the $60 - 70k range. I wish to rent my current property which is in the 30305 zip code. What steps do I need to take to figure out how much I may expect to afford on a new mortgage? Also, my current condo is not FHA, and I would like to put between 0 - 5% down on my next purchase. Is this feasible with or without FHA on the new home? What other steps do I need to take into account? Thanks!
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