Who are good lenders in this area?

Asked by Halley S., New York, NY Mon Apr 23, 2007

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Manny Aguilar, , Miami Lakes, FL
Thu Jun 14, 2007
Most are good!
It's all about your capabilities to pay...

If you are “A” paper go to a Bank or “A” Paper Lender. That a credit score of 740 or higher
If you are “B” paper 650 to740 Credit Score a lender may be able to help if you have 5% to 20% down and good employment in order to get a good deal.
Now if you are “C” paper 650 to 590 a mortgage broker is the way to go.
Under 590 you may qualify with certain conditions or with a private lender and a 40% down payment.
I am a Realtor and Mortgage broker, but I never broker “A or B” paper if I can save my client money.
In closing make sure you get a written Good faith Estimate prior to applying for a mortgage.

Best Regards

The Keyes Home Team
Best Regards

Manny A
Web Reference:  http://www.keyes-miami.com
0 votes
Meryl Koslow, Agent, Miramar, FL
Mon Apr 23, 2007
As a Licensed real estate agent I cannot answer this question, however Keyes Mortgage Services would be the best professionals to consult.
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