Financing in Singer Island>Question Details

J.P., Home Buyer in Tampa, FL

Who are good lenders in this area?

Asked by J.P., Tampa, FL Mon Apr 23, 2007

Help the community by answering this question:


Matt and David both have a great reputation in our area. Find an agent that has been in the business and has the experience to assist you with your questions and transaction.

I have no business relationship with either of these mortgage brokers.
1 vote Thank Flag Link Sun Sep 16, 2007
There are many many lenders in the area all with their own niche products where they excel.

The real question is who are the good Mortgage Brokers that will work with you and help you find the right program for your unique individual needs.

I have the programs of many of the local lenders at my disposal but which one we ultimately choose to work with depends on your specific credit, assets, employment and income.
1 vote Thank Flag Link Mon Aug 6, 2007

There are many excellent lenders in the area and like anything buyers who are financing their purchase with a loan should shop around and compare. Costs of the loan are one thing but look at the process and how that broker will guide you through it. Borrowing money today, even with excellent credit, is not for the faint of heart.

Interest rates on a 30 year fixed loan were up about 11 basis points last week to the highest levels since September of last year. We keep hearing how the Fed is going to raise rates but I find it hard to see a market where rates rise significantly. The United States has a huge loan, almost 19 trillion, that we have to pay interest on. We cannot balance a budget without additional interest payments.

Rates are still historically low and buyers should lock in fixed rates and try to get a conventional loan where private mortgage insurance is not a life of the loan expense. We have a client we are working with who did not listen to our "use a direct lender with in-house underwriting" recommendation and decided to use his "old friend". We have now negotiated three extensions with the seller and his old buddy better get the deal done in the next couple days or he has $15,000 at risk.

The lender you choose is incredibly important so choose wisely...........

Tom Priester
Principal Broker

Paradise Sharks Real Estate
0 votes Thank Flag Link Mon Jun 29, 2015
Hello, Kindly send an executive summary of funding you need to email: collins_baldwin@yahoo . com for further processing
Baldwin Collins
FHA certified lenders
0 votes Thank Flag Link Sat Aug 16, 2014
It is strange how many of the same questions you have asked about so many places. Seems very fake.
0 votes Thank Flag Link Sat Aug 16, 2014
There are a few good lenders in the area but there aren't that many! Do your research my friend! :)

David | Heating Contractors Markham
Web Reference:
0 votes Thank Flag Link Fri Oct 11, 2013
I would go with Matt and David as well. They were really able to help.
0 votes Thank Flag Link Thu Oct 10, 2013
J.P. In the current Mortgage Industry you really make a great question. How do you even know the lender will be in business when you get ready to close? My suggestion is to find a local Mortgage Broker who works with today's Premiere Lenders and has the ability to bring your file to many different lenders at the same time. Brokers in today's market are more important than ever.
0 votes Thank Flag Link Sat Sep 8, 2007
Illustrated Properties Mortgage Company is an excellent organization affiliated with Wells Fargo Bank and works closely with our clients to make sure they get the best program and their loans close correctly and timely. There are other major lenders in the area that understand Florida Real Estate transactions which is an important element in getting a good loan.
0 votes Thank Flag Link Mon Apr 23, 2007
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