First I want to applaud you on your preparation in purchasing a home. It's such a big decision, and there are many things to consider before you should start the search process. It's always fun to look and see what's on the market, but it's a good idea to know what you can afford before you fall in love with something and wonder if you can purchase it. I would recommend you speaking with a lender as soon as possible. This is a great buyer's market with so many opportunities, but the loan process has changed due to the market, and there are many things to go over through the process. I know several lenders who work with their clients months and up to a year or more in advance. By the time you want to purchase a home, you should feel comfortable and have many of your questions answerd. I cannot speak for other lenders, but the ones that I trust, use and refer to my clients are very open to meeting and helping you early on in the process. There are many things to consider and get in place for the time when you are ready to purchase. If you have any real estate related questions, need a referral for a trusting lender, need the assistance of a real estate agent or are curious about what's on the market, please feel free to contact me at your convenience. Even if you are not ready to go out and look, I could email you listings as they come on the market. Please let me know if you have any other questions or I can help you with your home buying process.
Have a great day,
Realtor, MD Licensed Salesperson
5300 Westview Drive, Suite 200
Frederick, MD 21703
Serving Montgomery, Carroll, Howard and Frederick Counties