Asked by Mary, 53226 • Mon Apr 12, 2010
pre-approved? My husband and I are hoping to buy a house next spring and close around April (2011). So that means we are planning to start looking for houses probably in Jan. But by April, due to the passage of a few more months, we will have more saved than we will in Jan.
We are planning on getting pre-approved before we start house shopping, which would be in January. So I'm wondering if our loan will be determined by what we have in January or if it will be processed again with current information at closing?
I'm expecting the difference between Jan & April savings to be an increase of about $6,500.00
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