Asked by Sal, 23188 • Thu Jan 22, 2009
We have a construction loan that we are ready to recast as we now have sold our other home and have a substantial amount to put down on it. The problem is that the interest rate is locked at almost 7%. We were wondering if it would benefit us to switch banks or even use the same lender but refinance the loan instead of recasting it. We are in the Hampton Roads Virginia area.
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