There are rehab loans for investment properties However you are still going to have the same DTI issue.
How bad is it? Sometimes your local banks are a little more forgiving if the portfolio the loan
Cornerstone Lending Inc
Best of luck to you!
Oh I do love the Amish country homes as well. I know that I have investors that will take a total look at your total picture but they may want more money down, doing an equity investment with you. Don't know without all the facts.
If you DTI is not crazy there may be a chance to get an exception through some of the vendors I know - or did any one talk to you about lowering the DTI by paying down some of the cc debt.