Hector R. Gastelum
Realty Executives Dillon
"What lender has the best rate on a 30 year fixed refi?"
Truth be told, this can change on a daily basis. If you really want to understand why the review each of these docs:
Now, as far as whom you should target to find the "best rate" take a look at:
"Retail Banks vs. Mortgage Broker/Bankers"
Personally, I only work with Mortgage Broker/Bankers.
Best Regards, Steve
Try PHH Home Loans and Nancy Overcash. How can you go wrong with a loan officer named Overcash? Her number is 858-752-4989. She's a direct lender and has come through for clients many times in the past.
It depends on many factors. The best thing you can do is call a couple of lenders, we would recommend Justin or Chaz at Guaranteed Rate as they are a direct lender and easy to work with.
You can reach them at 858-731-6118
Best of luck,
Mark & Kari Shea
Shea Real Estate
Serving Greater San Diego