More than likely, you will be looking at a jumbo loan. Both of your credit scores are very good so your salary(ies) would determine if you would qualify for a $460,000 mortgage. Right now, the interest rates for 30 year jumbo loans are around 4.375% APR according to some of the websites I checked. If you do not have a good mortgage person and would like a referral, I would be pleased to provide you with people I have worked with in the past and found to be trustworthy and accurate. I would also welcome an opportunity to discuss possibly marketing your current home and representing you as a buyer's agent on your purchase. Good luck and I hope to be hearing from you.
Senior Real Estate Specialist
Certified Buyer Representative
Century 21 Princeton Properties