You might have some options depending on a few circumstances, I'd have to hear the details. Better yet, I have a great guy Mickey Bsllentine of REMN. Home Mortgage, he's knowledgeable, honest, he'll get right back to you & if it can be done he's the guy. He'll also be honest & tell you what he can and can not do without wasting your time.
Give him a call 973-202-2651 "tell him Dianna from Terrie O'Connor Realtors recommended him.
The time is perfect to buy a home!!