Asked by Antonio, Harbor City, Los Angeles, CA • Sat May 26, 2012
Been on my job over three years full time. After putting down my earnest money deposit of 3.5% ($11,375 i believe) I have about $36,000 leftover. The seller has agreed to pay 5,000 towards closing and with lender credit I have about a $4,000 overage. A family memeber is also willing to gift me $7,000 if necessary. I have a 734 middle score and absolutely PERFECT credit, no late pays, bankruptcies, etc. My 2010 income was 64,000, and 2011 77,000, my current ytd for 2012 is about 27,000. My current gross monthly income is about 4,600. I am currently under contract for a home that cost 325,000 which is fha approved. I have ZERO revolving debt, with my credit and income what are my chances of getting approved? Thanks
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