Interest rates are an ever moving target and are dependent on your credit scores and income to debt ratio. Quoting any rate would depend on these factors and no one can forsee what the feds will do in the next 6 months. However, we all know these artificially low rates can't last forever so if you're thinking about doing something, sooner will probably be better than later. Your best bet would be to get with a lender, get prequalified for a loan (and rate) and see if that's going to work with your budget. It certainly would make it easier to make decisions if you knew what your monthly payment would be. Hope this helps and would be happy to give more information if you want to give me a call, text or email.
REMAX Boone Realty
(573) 999-1000 or (573) 876-2897