Asked by Alayna, Lubbock, TX • Mon Sep 21, 2009
have 20%, but it is probably going to be 8 or 10%. Our credit is good - our score was 795 when we checked it, and we have no debt. Will our interest rate go up with a lower down payment and are you required to get PMI with a down payment less than 20%? If so, can you cancel the PMI when you get 20% equity in your house? But I'm guessing that would take a while since I've heard your first payments all go towards interest. Is it just better to wait till you have 20% saved up? I appreciate your help!
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