Asked by Shane Sinski, Colorado • Thu Dec 6, 2012
I have a nelnet loan only deferred for 11 months from now, I am on income based repayment plan. nelnet states they will not put anything in writing saying i will be deferred again or what my next payment amount will be since now on the income based plan.
lenders requesting proof it will be longer then 12 months. someone here was kind enough to show me the va guidelines which say if borrow can submit evidence "may be" deferred outside time frame does not need to be considered in debt/income ratio.
lender says they have recieved writing before & it should be no problem, nelnet says my loan summary should be enough evidence.
who's right about the situation is it other student loan companies who will submit something in writing and nelnet just does not. either way wouldnt my paystubs for this year be enough evidence im qualified for another deferment.
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