Aloha. Sorry to hear you're in this type of a situation. Check the details of your mortgage terms, but if the other co-owner is not on the mortgage, then it's unlikely they could be held responsible. That's the difference between title and mortgage. With just the bare bones details here, of course, the most likely scenario is that the beneficiary of the estate would be responsible for the state of the mortgage, unless will and/or probate dictate otherwise.
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