Asked by Justmare, Paulding County, GA • Sun May 3, 2009
We just applied to do a refy through HARP . We paid 370,000 and put 70,000 down in August 07. I am in Paulding County Georgia. . I pd 350.00 for an appraisal and she was out last week for about a half hour.
Yesterday the appraisal came back at 257,000! and I blew a cork! We have a custom build home with all the upgrades not your average stick us she used as comps, 3200 Sq Ft on 3 acres with 1900 sg in the basement. Granite, Solid Oak cabinets, HDW floors, crown on every wall inside and OUT, composite decking etc.
My description is wrong .. She marked 1 story, I have 2, marked 1 fireplace, I have 2, marked Public GAS, I have Electric, marked sewer, I have septic, marked fiberglass baths, I have marble, marked pull down stairs to attic and I don't have that. I have Hardiplank siding, she marked framed, She marked Screens/average and I don't have any. She used foreclosures as comps and houses listed for sale at 250,00 and below. I got turned down because of it. Do I have recourse?
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