Asked by beincarnation, Waterford, MI • Wed Feb 13, 2013
I closed on a refinance on 1/31/13. Two days before closing the loan officer told me that underwriting wanted a roof inspection performed. He stated that it did not need to be done prior to closing, but at least had to be scheduled to move forward. I scheduled an inspection for the same day as closing and sent the inspection report 4 hours before closing (this was the best I could do). I went through closing and was told verbally that the underwriter should be able to look at it during the period that I had the legal write to cancel the loan. Now 13 days later I am still stuck in underwriting. I have contacted my loan officer several times and he will not return my calls/emails. His assistent did call and tell me that I should be through underwriting "anytime". I asked when anytime was and he stated "soon". My disbursement date was supposed to be 2/5/2013. What are my legal options as this point? Is my closing even valid?
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