Refinancing the home when working overseas

Asked by Chowdary, Los Angeles, CA Sat Jun 23, 2012

I purchased a home when I was working in California. Now I am working for another company in overseas (Australia). I wanted to refinance the house. I have 20 % equity in the house. Ready to increase the equity for another 5-10% if necessary. Are there any banks / finance companies/ lenders that can do refinance such circumstances? I am continuously employed for more than 2 years. Can lender / broker can guide me through this process.

Thanks in advance

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Roswell Moore,’s answer
Roswell Moore…, Mortgage Broker Or Lender, Scottsdale, AZ
Sat Jun 23, 2012
Hi Chowdary,

You should be able to refinance even though you have been working in Australia. There may be a couple of options for you, but to be sure to begin, please allow me to pose a few questions:

- Are you a US citizen?
- If so, have you timely files your US tax return?
- If you are not a citizen, we can still look at your refinance.

Please feel free to contact me directly if you have any further questions, I'd be glad to help.

All the best,

Roswell Moore, CMPS
Certified Mortgage Planner
480-422-5095 direct

We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, USDA, Jumbo, Conventional, plus, we allow Escrow Hold-Backs!
0 votes
Emily Knell, Agent, Huntington Beach, CA
Sat Jun 23, 2012
Yes, you could try calling my lender at United Realty & Loan, her name is Patty Villanueva her cell is 760-521-8398 or email her at, if anyone can do it she can. I have her qualifying clients of mine who are in Sydney, where 1 is a US citizen & the other isn't.

You're up awfully late, you can call Patty even on the weekends.
Shoot me an email directly if you'd like to talk to me some more. I don't look back on this same Trulia thread for answers posted after mine.
562-430-3053 c
Realtor Since 1996
Main Street Realtors
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