Refinancing a Cooperative - Does HARP include Co-op's? Are there any similar programs that would allow for refi of a Co-op with low LTV?

Asked by Price0909, Larchmont, NY Tue Apr 3, 2012

We have a high interest rate and cant sell.. So I would like to lower it, because the value went down.. the LTV is not great maybe 90/95% (a unit just sold EXTREMELY low in our building bc he wanted out!) so it may even be less now! HELP!

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AnneMarie En…, Agent, Thornwood, NY
Tue Apr 3, 2012 is the number of a Mortgage Banker who just did a refi on a customer's of mine co-op for a lower rate, took money out, and lowered the payment by $100! His name is Tom Christensen of Prospect Mortgage and his number is 914-469-1093 or John Gerardi of Mortgage Masters , his number is 914-804-5343.

Good luck!

AnneMarie Encarnacao, SFR REO
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Stephanie So…, Agent, Briarcliff Manor, NY
Tue Apr 3, 2012
Ask your mortgage servicer (the company to which you make your mortgage payments) if they participate in HARP. Not all mortgage servicers do. And ask them if you are eligible.
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