Asked by John, Medford, MA • Fri Nov 9, 2012
I'm looking for a lender who will refinance my primary mortgage to a lower rate. In order to do so, I need a second loan(HELOC or Home Equity Loan preferably) to consolidate my debts and lower my DTI.
From what I've researched, the Big Banks are only doing 80-85% CLTV TOPS!!
So basically, the goal is to refinance the 1st mortgage into a lower rate(It's currently at 4.25%) and obtain a second mortgage to consolidate credit card debt, student loans, etc.. etc..
Median Credit score is currently 687. Can someone help me?
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