Asked by Claudia1981, Los Angeles, CA • Fri Feb 26, 2010
OK, Ive been trying to qualify for a home for over a year originally I was approved for 70k but the homes in that range were going for a whole lot more so I never got any offers accepted. Now I paid off my car and the furniture finance I had and am looking forward to trying again BUT I wanted to know if having 10 acres in Lucerne under my name right now affect me negatively when applying for a mortgage loan since I hear you are not supposed to make any big changes. I was going to pay off the amount due on them only $1200 and my dad wants to give them to me so before I make the changes I wanted to see if anybody could give me some advice since I dont want to do anything that is going to ruin my dreams of owning a home right now within hopefully the next 6 months hopeing to buy in Hesperia, Apple Valley, Victorville area. Any and all advice is welcome and greatly appreciated.
Thank you all!
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