Question is am I entitled to receive a copy of a credit report from a broker that recently ran it for me. Thank you

Asked by Sassime40, Lehighton, PA Tue Sep 13, 2011

Hi,

I recently had a broker do a credit report to apply for a pre-approval. My question is am I entitled to a copy of this report?

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Answers

2
Alan Openshaw, Mortgage Broker Or Lender, Southampton, PA
Tue Sep 13, 2011
NO,
you are not entitled to it even if you paid for it. However you are entitled to the addresses of the credit reporting agancies who will furnish a copy to you if any negative information has caused a credit decision to be denied,.

That being said, most brokers will supply it. If the broker is not cooperative, move on. Most likely there are other ways to improve your credit score

Best Regards,
Alan Openshaw
Cornerstone Lending
267 992 7276
VOTED BEST OF BUCKS 2010
0 votes
Anna M Brocco, Agent, Williston Park, NY
Tue Sep 13, 2011
Yes, ask your loan officer for a copy....
0 votes
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