Not as easy as picking up a manhole cover with your pinkie.*
The type of property is important to commercial lenders.
Is it a special purpose property? That is suitable only for the current tenant or one in the exact same business, or is it flexible office or retail space, that could be desirable to a wide number of tenants?
The lender is going to look at your commercial areas vacancy rates, comparable lease rates.
Another issue is the size of your loan, $960,000 is jumbo for residential, but is considered small potato for a commercial loan.
For a maximum LTV loan, which in todays environment, an 80% loan is pretty much a max LTV for an investor. You will have to have great DSC. If I were still a mortgage broker I would not want to be shopping your loan if it was less than 1.3 to 1.
If you were owner/ user getting a SBA loan, you might go higher than 80%
*I just brokered a commercial sale with 101% financing, so .... easy no......possible yes.