Asked by J. Irvin-Rooney, Richmond, VA • Tue Dec 1, 2009
about 770 each. My husband has been with his job for 6 plus years. I had been with mine for 3, but I left it back in June to become an adjunct professor full-time. I teach 7 - 10 classes a semester, have them lined up a semester before, but Fannie Mae or Freddie Mac is not counting my income since I do not earn benefits. THerefore, they are only counting my husband's, which isn't ideal since he is a public servant with a police department and does not make enough to qualify a loan by himself. Even though I make over 40 k a year, it is not being counted. We cannot afford, due to the price we will probably end up selling our home at, to put 20% down. Does anyone have any ideas about how we can procure financing? We have the income but the new regulations aren't "accepting" mine.
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