Hard money (HM) loans are traditionally B2B loans. Unless you intend to buy a non-owner-occupied (NOO) property, your chances are slim. On the other hand, if you're trying to buy a NOO property, and you have enough equity in the deal to make the HM lender comfortable, then you should be set.
First, are you represented by a realtor? What is the intended use? What type of property? Where is the property located? What is the condition of the property? There are hard money lenders available for rehab & flip scenarios if that is what your interests are. The lender will evaluate your circumstances based on the ARV or 'After Repair Value'. Please feel free to contact me directly. I am skilled at serving rehab-flip investors, feel free to contact me at 267.238.1067.