Asked by Ekufe' Ebrutu, Las Vegas, NV • Tue Oct 20, 2009
I Paid a firm to help me negotiate a Loan Mod to lower and principla on my load. I paid $1500 of the $2500 agree and now they tell me that PHH Mortgage, the loan Servicer says Wells Fargo is the Investor and has refused to lower my Principal and only lowered my int. rate from 6 to 5.75% becasuse Wells Fargo did not take the OBAMA stimulus Money. Is that True? Please tell me. Alrady, a Chase Bank official told me that Chase and Wells Fargo agreed voluntrily to participate and so are obliged to agree to an affordable modification. All I got is lower my montly payment from $2264 to $2204 which is not acceptable to me. Please tell me what you know and what you think
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