My husband, who passed away, served 4 years in the army/national guard My question is, would I be able to buy a home under the va loan?

Asked by Lynn, Quakertown, PA Wed Sep 14, 2011

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12
Alan Openshaw, Mortgage Broker Or Lender, Southampton, PA
Thu Sep 15, 2011
Hello Lynn,

Yes you would qualify for a Va loan.You can order the eligibility certificate online. Here is an explanation on how to order it. http://www.benefits.va.gov/homeloans/docs/veteran_registrati…

Best Regards,
Alan Openshaw
Cornerstone Lending
267 992 7276
VOTED BEST OF BUCKS 2010
1 vote
NLAspeitia, Renter, 90638
Wed Dec 26, 2012
My husband served 5 year in the Navy WWII - Korean, injured while in Military we going down to the VA Office this Monday, when the accident occurred. This Friday was our anniversary 21 yrs married, I was the 3rd wife who cared for him in later years. We just had found out he qualified for a pension and veteran benefits.

My question is this, if he is gone am I able to qualify VA loan for a home. That a big maybe even if I can do this anyways this is a question?
0 votes
Frank Dolski, Agent, Lahaska, PA
Wed Dec 26, 2012
He should be able to qualify for a military loan. Please contact Christa Kusler at Mortgage Mobility for options 215-807-9300. I'd be glad to help you with your house hunting as well!

Good Luck!


Frank Dolski MBA, ABR, e-PRO
Associate Broker
Relocation Specialist
Previews Luxury Home Specialist
Coldwell Banker Hearthside Realtors
2010-2011 Coldwell Banker International President’s Circle Award
215-803-3237 (mobile)
215-794-1070 x-103
f.dolski@cbhearthside.com
http://www.FrankDolski.Com
0 votes
NLAspeitia, Renter, 90638
Wed Dec 26, 2012
Can I still buy a home with the VA Loan even if spouse who served in the Military pass away?
0 votes
Rich Homer, Agent, NAPLES, FL
Thu Oct 4, 2012
Contact the VA for an answer to this question or Best to look for a local Real Estate Broker under "Find a Pro in the header of this website. http://www.NaplesRealEstateGuys.com
0 votes
bollywoodfan, Home Owner, Ramsey, MN
Thu Oct 4, 2012
My husband was in the national guard. How much time has to be served to qualify for a va loan?
0 votes
Brent Kluge, Mortgage Broker Or Lender, Bel Air, MD
Fri Sep 16, 2011
Lynn,

I'm sorry for your loss. I was in the Army as well. Green Beret and CW2 Helicopter pilot. I have been doing mortgage finance for 16 years since ETS'ing.

I would be glad to help... and because of your husband's service, I will issue a discretionary credit and do you loan for free... meaning, I will waive all my bank fees.

If you would like, give me a ring.

Brent Kluge
410.591.8300
Web Reference:  http://www.203kworld.com
0 votes
R. Eric Axel…, Agent, Sewell, NJ
Thu Sep 15, 2011
Hi Lynn, I too am sorry for your loss. I have spoken to Alan Openshaw (below) before and he has much experience in the Quakertown area. I would recommend calling him to schedule a consultation.

I would also recommend you choose a Realtor if you have not done so already. If you would like to interview me, I am with Kurfiss Sotheby's International Realty. We are a luxury brokerage and I am proud to say we help clients of ALL price ranges. You will get the same high end, white glove, luxury service no matter your price range.

My father is a veteran and recently won a volunteer award in Washington, DC from the VA hospital system and the VFW. I would be proud to help you find YOUR dream home. What is YOUR idea of a luxury home? Let's make it happen!
Web Reference:  http://kurfiss.com
0 votes
Ed Fallon, M…, , West Chester, PA
Thu Sep 15, 2011
Here's the answer, lifted right from the VA web site:
The unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit.
If you wish to make application for the home loan benefit as a surviving spouse, contact our VA Home Loan Eligibility Center. Or, you may call the Eligibility Center's toll free number, which is 1-888-244-6711.

In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan. For more information, contact our VA Eligibility Center.
0 votes
Frank Dolski, Agent, Lahaska, PA
Thu Sep 15, 2011
I am very sorry to hear that Lynn. I cannot see why not but what I would do is contact a mortgage specialist. They will know for sure. Let me know if you need any help in terms of locating a loan specialist. looks like you may have your answer in the previous comment.
Web Reference:  http://www.FrankDolski.com
0 votes
Krista Harri…, Agent, Bristol, CT
Wed Sep 14, 2011
Lynn, I am so sorry for your loss.

You should be able to still use the VA Loan benefit, however, there are usually some conditions. You should contact your local VA Office and let them know the situation and see what they can do for you.

It seems that PA uses the Cleveland Loan Center for home loans:
http://www.vba.va.gov/ro/cleveland/index1.htm

There are several general benefit centers in PA that you could also contact for additional information:
http://www2.va.gov/directory/guide/state.asp?STATE=PA&dnum=3

Best of luck to you!
0 votes
June K. Will…, , Maryland
Wed Sep 14, 2011
You have my deepest sympathy on your loss.
Your family made the ultimate sacrifice in defense of his country.
I had a buyer who was Surviving VA Benefits to get a VA Home loan.
There are some conditions to find out if you personal qualify contact the 1-800-827-1000

For more information contact your local VA office, access the VA website at http://www.va.gov, or call 1-800-827-1000
0 votes
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