First step is contacting your banker or a local mortgage loan officer. I work with several in the area and would be glad to pass along their names and contact info to you -- call me at 850-686-9919 or email RealtorBarbaraMurphy@gmail.com and I'll send it right out.
It's a great time to buy, with interest rates being so low -- and as we head into the summer months, more listings are being added, so that means more properties to choose from.
Please let me know if I can be of further assistance to you and your husband during your mortgage hunt and home search!
Broker, Tartan Properties