I am sorry to hear that you & your husband are in this situation. May I ask if you have you presented this question to your husband's bankruptcy attorney? The attorney should be able to give you the best answer before you ask your bank who holds the loan.
Good luck with everything,
Roswell Moore, CMPS
Certified Mortgage Planner
We are a Direct Lender, Mortgage Bank where we originate, process, underwrite and fund FHA, VA, USDA, Jumbo, Conventional, loans to Canadians & other Foreign Nationals, on time. NMLS ID 263779 | AZ BK 0903725