Poor is unfortunately a tough explanation of your credit. What is poor to one may be great to another. By poor, what do you mean score range wise. Are you below 620, are you above 620, etc. Depending on where you are looking, you may not need to put any money down if we can qualify you on a USDA rural loan. If the area you are looking does not support this loan type, then FHA may be an option which would only require a 3.5% down payment and closing cost can be paid by the seller for you. There are a lot of variables to financing and your best bet is to speak to a reputable broker/lender that can assist you with your particular needs. If you would like to discuss your possible financing options further and in more detail, you may contact me at any time.
Joshua Lerette - The Tampa Bay Mortgage Pro