Asked by Meng, Outside U.S. • Thu Dec 27, 2012
I lived in the US from 2003 to 2008 (went to college and worked for a year after graduation). I'm current employed by a large US financial services firm and working in one of the Asian offices.
I'm looking to purchase an apartment in NYC for investment purposes (ie buy to rent) and want to take out a mortgage to finance the purchase. I have a good FICO credit score (798 when I checked it last week) but I am not a US citizen or a permanent resident. Would I be able to get a mortgage under these circumstances? If so, what is a typical LTV? I'm particularly interested in long-term fixed rate mortgages.
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