Asked by Michael Coffin, Provincetown, MA • Wed Feb 23, 2011
I'm crunching the numbers to see how much I can qualify for on a mortgage for a second/vacation property - but ALL of the calculators I can find on the internet are geared towards single-property purchases only. Here's is an example of one right here on Trulia:
Does anyone know of a calculator that I can use that will allow me to plug in my EXISTING mortgage/property tax data, along with other debts and income, to calculate how much I can qualify for on a vacation property under various downpayment, interest rate and standard/aggressive DTI assumptions? I basically want to do the same financial modelling a bank or mortgage company will do, but BEFORE actually filing any applications. An Excel spreadsheet would be great if you have one too. :)
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