Ana Maria Pe…, Home Buyer in Orange County, VT

Looking to buy two houses on a lot. Between us we make over $90,000.00 a year, but both our credits

Asked by Ana Maria Perez, Orange County, VT Thu Dec 20, 2007

are bad. Can someone help us?

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Doug Capps, Mortgage Broker Or Lender, Hernando, MS
Fri Dec 21, 2007
One quick way to have an increase in your credit scores, is by reducing your credit card balances to below 30% of the credit line - that is if you are financially capable. If not, then at least below 50%. Reducing your balances will have a short-term increase in your scoring.

Do you know what your current credit scores are? Much like what Mike said below, call a local mortgage broker/ banker who will help lead you in the right directions.
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Mike Kelly, Agent, Fayetteville, AR
Fri Dec 21, 2007
Depending on your credit scores, a government loan, such as FHA, might work for you. Check with a local bank or mortgage company, they should be able to give you the information you need.
Good Luck,
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