I hope by now you have found something, but I have a feeling that you may have run into some problems if you did not have any reportable credit activity in the US that will be reflected on your credit report. A good credit score is not enough! Most lenders will require a two year track record of you managing credit with 3 to 4 trade-lines. If you closed out all your credit cards and show no activity on anything else, you may have run into a roadblock.
That said, we have a couple of sources to help you if you are still looking. One source is a loan program we have that is designed specifically for individuals in your situation; those US citizens who have worked overseas for a number of years & are now back home, without any current trade-lines on their credit report.
We also provide loans to foreign nationals, and although you do not fit in category, we do run international credit reports which may help you in qualifying for a loan by being able to show you have established credit in another country.
In any event, I hope by now you are settled in; but if not, I would be happy to answer any questions you may have. Please feel free to contact me; I'd be glad to help.
All the best,
Roswell Moore, CMPS
Certified Mortgage Planner
We are a Direct Lender, Mortgage Bank where we originate, process, underwrite and fund FHA, VA, USDA, Jumbo, Conventional, loans to Canadians & other Foreign Nationals, on time. NMLS ID 263779 | AZ BK 0903725