Asked by David, Atlanta, GA • Tue Mar 4, 2008
My wife and I currently live in Atlanta, GA. We will be moving to Washington D.C. We would like to purchase a home either this month (March) or next month (April). However here's the catch: we'd like to purchase the home now and handle any remodeling and repainting before moving up to D.C. So in the interim, my wife and I will continue to work in Atlanta and earn our present salaries before moving up to D.C. in September 2008. I already have a job lined up and an official letter stating my new salary ($130k/year) whereas my wife is a nurse practitioner which is a really hot field in terms of demand for new workers in D.C.
That said, with one mortgage broker, we hit resistance because they said "we cannot count your salaries because they're in Atlanta" and not D.C. This seems a bit short-sighted, yes? Our FICO scores are excellent: 779 and 777 and we're looking to put 20% down on a home. We currently do not own a home (we're renting) in Atlanta.
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