Asked by Elizabeth1515, Rochester, NY • Sat Feb 1, 2014
My family has outgrown our current home. We found a home that we really want to purchase. We are buying it directly from the current owner, who has discounted her asking price by what she would have paid for broker's commission (7%). We can afford the house, however, our credit is low - 640-650 and we do not have the requisite 10% most banks have requested. Are there options for us?
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