Asked by Charlie, Lititz, PA • Fri Aug 13, 2010
I haven't signed the papers that were drawn up at my bank yet for my refinance, because they were drawn up for 4.5125% and now that same bank is down to 4.25%. I e-mailed my loan officer asked if there was any way we could have it for the lower since this refi is a one time deal and it wouldn't make sense to sign for 4.5125 when it's at 4.25. He won't reply back. Is it worth the hassle of begging him to lower it or starting all over at another bank, or are the savings between the two rates not enough to go through all that?
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