Is there a work around for the 90 day seasoning rule?

Asked by Juanita Brazziel, Colorado Springs, CO Sun Dec 27, 2009

Looking for a legal way to continue to do business the way I have.

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Brian O'Neill, Agent, Martinez, GA
Tue Jan 7, 2014
It's my understanding that FHA has suspended it's 90 day anti flipping guideline until December of 2014.
0 votes
Hank Miller, Agent, Alpharetta, GA
Mon Dec 28, 2009
As has been offered - cash is king so look for a cash buyer. As Tom said, what's 90 days? If you're turning them faster than that, you're certainly doing something right so congrats!

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Thomas McGiv…, Agent, Farmingville, NY
Mon Dec 28, 2009
what's the big deal? 90 day hold. I mean - if 90 days is going to effect you that much - maybe it's not worth it.

also - you can sell to a conventional 20% down or cash buyer.

but honestly - what's the big deal about holding something 90 days?
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Joshua Jarvis, Agent, Duluth, GA
Mon Dec 28, 2009
Saw your other post so maybe this will help.

If you want to flip in GA, you are down to two basic options right now for A-B-C transactions.

1. USDA Loans - only applies to rural areas. Typically no seasoning is needed to flip these.
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, ,
Sun Dec 27, 2009
I'm sure you're talking about the 90 day seasoning for an owner to be vested on title before a new buyer can by using FHA financing, correct? No, not if your buyers only financing available is FHA.
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