Let me know if you have any questions.
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I have attached links to both Harris County and City of Houston's down payment assistance/grant programs as well as a helpful tool for shopping the best loan.
Yes, so long as the seller is willing to pay what's called seller concessions. With FHA you can get up to 6% of the sells price in concessions. However, your mandatory min. down payment of 3.5% must come directly from you out of pocket or as a gift from a family member, your church, or a HUD recognized down payment assistance program.
With regards to the seller concessions, the seller can also increase the sale price accordingly to accomodate you if they are unable to do it any other way. Simple example: 100,000 sale price X 6% = 6,000 in seller concession. If the seller has to get 100,000, he/she/they can then increase the sale price to 106,000. Hope this helps.