Asked by Jon, 48198 • Fri Jul 4, 2008
I'm not doing this to reduce monthly payments, only interest. My monthly payment on a 48 month, 11.99% personal loan will be about the same as the min. monthly payments of the higher interest credit cards. I'm looking to buy a home in a few months to a year from now. My credit score is in the 720s and my monthly debt obligation will be the same if I consolidate, but I'll save money over the coming years on interest.
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