Asked by Cs, Denver, CO • Mon Mar 31, 2008
Colorado is a marital property state, is that the same as a community property state for FHA's purposes? We'd like to get an FHA loan in my name only, but I don't know if my spouse's debt will be counted in the debt-to-income ratio.
Does it make a difference if we file our taxes jointly or separately? Is it better to have filed separately if we're trying to get a loan in my name only?
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