Asked by Momof16, 60081 • Tue May 24, 2011
Loan officer said my credit wasn't good to qualify for 5/1 interest only and suggested my husband apply for refinance himself, which he did. The closing was done at our home, and the closer said that since my name was on the title, I needed to sign some of the papers. We told him I was not on the loan, and he said I still needed to sign some of the papers that he wrote my name on. Husband is now deceased and bank refused to talk to me since they said I was not on mortgage. Even after sending death certificate, all correspondences were sent to my husband and they would not talk to me about mortgage. It has never been reported on my credit. House is now in foreclosure and their papers show I signed note and mortgage. Estate went through probate because of credit cards my husband had in his name only. Probate lawyer knew about house (I gave him papers I had on the house) and my assumption that I was not on the mortgage. Who is at fault and can the bank file a judgement against me?
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