Sue, Home Buyer in 77060

I want to use a VA Loan. How would that effect ny Mortgage?

Asked by Sue, 77060 Tue May 22, 2012

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Maria Cipoll…, Agent, Coral Springs, FL
Mon Oct 15, 2012
Yes, A VA loan is one of the best mortgages that you can get, because you do not need a down and
the VA guaranteed the loan. Win-win situation.

Best of Luck,

Maria Cipollone
2 votes
Andrew Liebe…, Agent, Sunrise, FL
Thu Jun 11, 2015

VA Mortgage Loans are available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program:


- Up to 100% financing, with no down required.

- No monthly mortgage insurance added to your payment.

- More lenient credit qualifying standards than other types of mortgage loans.

- Low rates compared to other loan programs.


-Order your Certificate of Eligibility. A Florida VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. If discharged, you will need your DD214. The next step is to get pre-approved with an experienced VA lender.

-2 years tax returns

-Last 2 paycheck stubs

-Last two bank account statements

-600+ credit score (typically 640 is what most lenders look for)

-Same line of work for the past two years

-Money for closing costs

Please contact me and I will put you in touch with the best VA lender!!!
Andrew 954-394-7185 (prefer text first)
0 votes
Christy Hemp…, , Houston, TX
Fri Jun 15, 2012

I do VA loans all the time and can walk you through the entire process. There are several questions I do need answers to before we can start the process. My website has lots of information about the mortgage process and even a video that will tell you a lot about the mortgage process as well. Give me a call and we can discuss all the options.
0 votes
Cynthia Psar…, Both Buyer And Seller, Marysville, WA
Thu Jun 14, 2012
If you are a veteran or have been. You can certainly your VA to purchase. It is always best, to be in touch with a lender to make sure all your questions are answered.
0 votes
Jim Simms, Mortgage Broker Or Lender, Louisville, KY
Tue May 22, 2012
It doesn’t affect it, the VA guarantees it. You must still meet the minimum standards just like any other mortgage.

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
0 votes
Jay Abeya, Mortgage Broker Or Lender, Houston, TX
Tue May 22, 2012
Hello Sue,

Do you plan to use your VA loan in Texas?? if so I then can help you. PLease let me know!!
0 votes
Yes,and if possible we want to buy around the Aldine,Tx. area. The VA told us that a lender could help us get our Certificate of Eligibility. What else woild we need?
Flag Tue May 22, 2012
Kathy Emery, Agent, Cypress, TX
Tue May 22, 2012
Dear Sue,

Have you already have a VA Loan in NY?
0 votes
Ron Thomas, Agent, Fresno, CA
Tue May 22, 2012
First of all; thanks for serving.

Have you gone in to your local VA office?
Have you gotten your Certificate of Eligibility?
The people at the VA office are there to help you; tell them I sent you.

The VA loan has several unique characteristics, (most good, some not so)
* No down payment
* Higher Interest Rate
* a little harder to qualify
* a little harder on the Seller

go talk to them; they can probably recommend a Lender too.
0 votes
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