I want to buy a home i dont have good credit but iwould like to fixed that problem need a little guidance on

Asked by Amanda Harmon, 4475 Diamond Mon Feb 11, 2008

what ineed to do

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Herma Young, , Cypress, AL
Mon Dec 20, 2010
Hi Amanda,

You do not need to pay for someone to repair your credit anymore. Lenders are able to tell you what to do in order to get your credit scores where they need to be. Just give me a call and I can give you the info. to a few good lenders that would be able to help you. You may email me at: hermayn47@aol.com or herma1realtor@aol.com. The sooner you get started, the sooner you will be in your new home.
0 votes
Kathy Weber, Agent, Fallbrook, CA
Sun Dec 5, 2010

It's your best bet to check with a qualfied lender. There are many First Time Home Buyer programs available through the county and some citites. FICO's can be less than 620 for some. It's just finding the right lender versed in these type of programs.

Here's a link you can go to for additional information: http://www.firsttimehomes.us

Best of luck!
0 votes
Shani Daigle, , Beaumont, TX
Sun Dec 5, 2010
I would be happy to put you in touch with someone that can help you. Email me at sdaigle@championsrealtytx.com.
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David, , Dallas, TX
Tue Feb 19, 2008
If your believe your credit is not good enough to qualify for a loan, you should speak to a lender that offers FHA loans. FHA guidelines allow more derogatory marks than conforming guidelines. You still might have to work on your credit, but not as much. You can read more about FHA loans at their officail site. This web address will take you directly to there.


Also, if you have to work on your credit, you can find some useful information at creditinfocenter.com.

Hope this helps!
0 votes
Renee Dettma…, , 54601
Mon Feb 11, 2008
Hello! I would visit with a couple of your local lenders and/or credit unions and they should be able to pull your report, one of them, and assist you in not only what you need to do know but when you would be able to move into that new home! Get a plan and stick to it and you will be in that new home. Best wishes to you!
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